Optimized Insurance Accounting Services for Better Financial Control

Improve risk management, strengthen financial control, and ensure seamless compliance with smart accounting solutions

Overview

Insurers face accounting complexities across the policy lifecycle—managing unearned premium reserves, claim liabilities, reinsurance settlements, and multi-entity reporting under tight regulatory timelines. Manual reconciliations, policy-level mismatches, and fragmented systems slow down closings, inflate compliance risk, and disrupt financial accuracy.

Accounting TO TAXES (ATT) delivers insurance accounting services that resolve these operational roadblocks. We automate journal entries, streamline sub-ledger reconciliations, manage premium and claims accounting, and ensure compliance with statutory reporting frameworks.

By outsourcing insurance accounting to ATT, insurers achieve faster month-end closes, cleaner audits, and consistent financial control, enabling you to focus on strategic analysis instead of error chasing.

Our Core Insurance Accounting Services

Premium invoicing and receivables management
Revenue recognition by policy type and coverage period?
Unapplied cash identification and resolution
Commission accounting for brokers and agents

Monthly/annual policy billing (recurring or one-time)
Premium collection and reconciliation
Policy-level profitability reporting

Claims payables processing and GL posting
Claims reserve tracking and journal entry adjustments
Claims-to-premium ratio and loss ratio reporting

Reimbursement processing (TPAs, healthcare providers, vendors)
Reinsurance receivables/payables accounting
Unsettled claims tracking and reconciliation dashboards

Vendor invoice management (legal, IT, repair services, etc.)
T&E and card reconciliation
Monthly accruals, prepaid tracking, and vendor aging reports

Payment processing and tracking with audit trail
Brokerage/commission disbursement reconciliations

General Ledger maintenance and account reconciliation
Bank reconciliation and cash flow tracking
Fixed asset accounting and amortization schedules

Journal entries for claims, premiums, commissions, and reserves
Intercompany and multi-entity accounting support
Monthly/quarterly close and financial reporting

State-wise premium tax filings and reporting
Coordination with actuaries and external auditors
Multi-jurisdictional GST/VAT handling

Support for 1120-PC tax return preparation (US)
Compliance documentation and audit readiness

Premium and claim trend forecasting
Break-even analysis per policy/product
Cost allocation to products, lines, and geographies

Expense forecasting and budget tracking
KPI dashboards (combined ratio, expense ratio, loss ratio)
Profitability modeling for underwriting and reinsurance segments

Real-time dashboards and reports (Power BI, Tableau, Excel)
Claim vs premium heatmaps and trends
Executive-level financial summaries and variance analysis

Regulatory reporting automation
Revenue by agent, line of business, and channel
Seamless coordination with underwriting, claims, actuarial, and compliance teams

Risk-Free Evaluation

Ready to strengthen your financial performance? Let's connect

Why Choose Us

End-to-End Insurance Accounting Execution

From sub-ledger reconciliations to claims reserve adjustments, we handle the full spectrum of insurance accounting tasks—ensuring accuracy across policy, claims, and reinsurance workflows.

Revenue Integrity across Premium Cycles

We establish controls around earned/unearned premiums, automate collections, and align cash application with policy terms—reducing leakage and improving cash predictability.

Audit-Ready, Statutory-Compliant Reporting

Our team delivers clean, on-schedule financials that meet GAAP, IFRS, and local insurance regulatory standards—minimizing audit exceptions and review cycles.

Operational Visibility for Finance Leaders

Through integrated financial views, we enable CFOs and controllers to track reserves, claims liabilities, and underwriting margins—supporting faster decisions with verified data.

Industry-Leading Software We Trust

With expertise in every real estate software and platform, our team of highly skilled professionals offer fast learning curves and swift implementation of solutions.